Die Bank für Internationalen Zahlungsausgleich (BIZ) hat einen Entwurf zur Zukunft digitaler Zentralbankwährungen (CBDC) veröffentlicht. Das TL;DR: Die Tokenisierung von Fiatwährungen habe “großes Potenzial”, müsse aber in einem einheitlichen und kontrolliertem System geschehen. Was dem Zusammenschluss der führenden Finanzinstitutionen weniger gefällt: Kryptowährungen und dezentrale Finanzen (DeFi).
Krypto: ein “fehlerhaftes System”?
Es ist keine Überraschung: Die BIZ war noch nie großer Befürworter der Krypto-Branche. Bereits in der Vergangenheit hat man dem DeFi-Sektor “strukturelle Probleme” zugeschrieben. Auch im jüngsten Bericht darf Kritik an der dezentralen Finanztechnologie nicht fehlen. So hätten Krypto und DeFi zwar durchaus gezeigt, wie Tokenisierung funktionieren könne. Allerdings seien Kryptowährungen “ein fehlerhaftes System, das nicht die zukünftige Rolle des Geldes übernehmen” könne. Weiter kritisiert die BIZ:
Krypto ist…
Weitere Quellen
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1. [Cryptocurrency](https://en.wikipedia.org/wiki/Cryptocurrency): Provides an overview of cryptocurrencies and their functioning.
2. [Bitcoin](https://en.wikipedia.org/wiki/Bitcoin): Focuses on the most popular cryptocurrency, Bitcoin, including its history, technology, and criticisms.
3. [Blockchain](https://en.wikipedia.org/wiki/Blockchain): Explores the underlying technology behind cryptocurrencies, known as blockchain, and its potential applications.
4. [Smart contract](https://en.wikipedia.org/wiki/Smart_contract): Discusses the concept of smart contracts, which are self-executing contracts with the terms directly written into code.
5. [Ethereum](https://en.wikipedia.org/wiki/Ethereum): Dives into Ethereum, a decentralized platform for building various applications using blockchain technology, including its virtual currency, Ether.
6. [Cryptocurrency wallet](https://en.wikipedia.org/wiki/Cryptocurrency_wallet): Provides information on cryptocurrency wallets, which are digital wallets used to store, send, and receive cryptocurrencies securely.
7. [Cryptocurrency exchange](https://en.wikipedia.org/wiki/Cryptocurrency_exchange): Focuses on cryptocurrency exchanges, platforms where cryptocurrencies can be bought, sold, and traded.
8. [Cryptocurrency mining](https://en.wikipedia.org/wiki/Cryptocurrency_mining): Explores the process of cryptocurrency mining, which involves solving complex mathematical problems in order to validate transactions and secure the network.
9. [Regulation of cryptocurrencies](https://en.wikipedia.org/wiki/Regulation_of_cryptocurrency): Discusses the regulatory aspects of cryptocurrencies, including government policies and initiatives regarding their use and legality.
10. [Criticism of cryptocurrencies](https://en.wikipedia.org/wiki/Criticism_of_cryptocurrency): Provides an overview of various criticisms and concerns related to cryptocurrencies, including issues such as volatility, scalability, security, and environmental impact.
Please note that while Wikipedia can be a helpful source for general information, it’s always recommended to cross-reference information and explore other reputable sources for a comprehensive understanding of the topic.
